Custody Evaluations – 5 Steps to Optimizing Your Presentation

Custody evaluations are a nerve wracking experience for all involved. The decisions being made are far-reaching and impact the lives of all involved. If you are having a custody evaluation or parenting time study done, it is typically because one or both parents have concerns about the parental fitness of the other. These studies are often done in the heat of a divorce or separation, and therefore there is significant emotional strain during this difficult process, which can make clear thinking challenging. Here are 5 steps you can take to present your case for custody, and put your best foot forward:

1. Stay true to the facts of the case. Keep records of all incidents or events you find questionable. Present your information as concisely and with as many details as possible, avoiding assumption or conjecture. Think of this as presenting evidence in a court trial.

2 Avoid being too emotional. You don’t want to be a robot, for that will not come across as genuine, but you do not want to be excessively emotional either. If you come into each interview in tears the evaluator may begin to question your stability. This is a difficult time; there is no need to conceal that fact, but maintain a balance.

3. Present all your facts and evidence strictly in terms of the effects on the children. For example, if your partner is engaged in drug use, explain how his or her level of intoxication or impairment is potentially (or actually) damaging to the children. Likewise, if your partner is engaged in extramarital affairs, express your concern that the tension and chaos this brings to your home environment impacts the well being of your children. Of course, if you are being abused, the evaluator will want to know this, so answer that question honestly. What you are trying to avoid is attacking your partner strictly on the basis of his or her failure as your partner.

4. Be honest about your own shortcomings. Again, present your admission of weakness or failure in terms of its potential effects on the children. Let the evaluator know that you recognize that the choices you made were unwise and that you are committed to improvement in the future.

5. Provide relevant updates as they occur. The typical parenting time evaluation can take months to complete, so you will have ample time to present further incidents of misconduct on the part of your soon to be ex spouse or partner. Send email updates, sticking to facts and impact on the kids.


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Online Bachelor Degree in Business Management and Online Universities

As market complexity increases, many developed as well as developing countries have come under pressure to keep up with the developments in the field. Hence, more and more companies are looking for the aid of experienced business consultants and business managers to keep up with the changing market. The graduates who have completed their online bachelor’s degree in business management(BM) is able to provide analysis of and suggest about how to improve the profits, productivity and the organizational structure of the company. As the technology is becoming advanced day by day, the companies are not leaving any leaf unturned as they are recruiting many business professionals and business analysts.Online degree programs in BM include:

Accounting degree
Advertising and marketing
Business administration
Business management
Communications degree
E – Commerce and E – business
Entrepreneurship degree
Finance degree
Human resource
Leadership degree
Management degree
Operations degree
Organizational management
Project management degree
Public administration
Travel and tourism
Online bachelor’s degree program in business management is designed in such a way to help students in planning and executing effective strategies of business management. Students are taught about problem solving and other market strategies. The eligibility criteria for getting admission to this course are high school diploma or any such similar GED certificate from any accredited school. Students can understand the subject better if they have an interest for latest market trends and business. Also some institutions offer the course to those who are working and experienced and have completed the age of 25 years.The different aspects of BM such as:

Business ethics
Marketing laws
Economy
Organizational behavior
Productivity management
Financial management
Real world management
Marketing concepts
Art of managing employees
Investments
Risk assessments etc. are covered in the course.
Recent research statistics have shown that there will be a huge rise in the job opportunities in the business management field by 2014. Students who pass out from online degree course are grabbed by several multinational reputed companies and other global firms. Some of the industries that offer job opportunities for graduates are automobile, aviation, information technology, finance, banking, tourism etc.List of Colleges and Universities Offering Online Bachelor’s Degree in Business Management

University of Phoenix Online
Walden University Online
Online Kaplan University
Grand Canyon University
Ashford University
Westwood College Online
Capella University
Liberty University Online
Everest University Online

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Payday Loans – Getting a Money Break

Life is full of surprises. Sometimes, these surprises can come in the form of expenses. Maybe you need some quick cash to pay for the hospital bills or college tuition fees. When you need to get money the quickest and easiest way possible, a payday loan is the answer to your urgent financial needs.Payday loans are useful for people in dire need of quick cash. Availing of a personal loan through the banks takes a lot of time and paperwork. Sometimes, people cannot avail of such a loan because of poor credit ratings or the lack of collateral. Payday loans are handy in these instances.A payday loan is a form of loan where you use your salary as collateral. Payday loans are short-term, so they mature quickly, usually in 30-90 days. When the payment of the payday loan is due, you pay for it from your paycheck or you can renew the loan.Payday loans have higher interest rates than regular or personal loans. The interest rates can range from as low as $10 to as high as $40 for every $100 you borrow. The interest rates vary for each lending firm, so you might look at the numbers before you sign up for a payday loan.The fees for payday loans can be calculated on a weekly or monthly basis. You should read the fine print of the lending firm regarding this matter. Many payday loans have interest rates that can reach three digits if compounded annually, so make sure that you are capable of paying off the loan on schedule.If you are interested in getting a payday loan, it’s advisable to know the requirements first. Many lending firms have little requirements for you to avail of a payday loan. You must have proof that you hold a steady, full-time job and that you have a bank account. Of course, you must be an adult to avail of a payday loan.Many lenders require you to write postdated checks in their favor or to create a bank debit authorization as guarantees of payment. When the payment of the payday loan is due, the lender will debit your bank account or cash the check.Payday loans are ideal for those very urgent and important needs, such as in cases of emergency. However, a poor understanding of payday loans can be disastrous to your financial health. You should borrow only small amounts of money that can be paid off in a short period of time. Otherwise, you will be end up paying for a payday loan that has doubled or tripled in size.Don’t hesitate to cancel the payday loan before the due date, if it is possible and your finances permit. This way, you will avoid paying more money for interest and other fees. Plus, it’s a good way to improve your credit rating and make it easier for you to get another loan next time.Looking for the Best DealsThere are countless lending firms on the Internet offering cheap payday loans. Although there are many honest and credible lenders, there are also some scams and fraudulent ones.You have to look for the best payday loan deals that offer the lowest interest rates and the best terms and services possible. Some websites allow you to compare the various online lending firms, so be sure to do your research before signing up.In selecting the best payday loans, look for lenders that have established a niche in the field of lending, preferably one that has been in business for several years. A good lender should also state clearly the fees, rates and terms for the payday loan you are interested in.When you have found a good lender that offers the best terms and rates you can find, be sure to check the requirements. Many online lenders don’t require your credit report but you might be required to submit some documents. Apply for the payday loan only when you can fulfill the requirements and if you are capable of paying off the loan in full during the due date.What to AvoidA payday loan can turn out to be an expensive nightmare if you are not very careful. By all means don’t get a payday loan to pay for long-term expenses. A payday loan should only be acquired for immediate and urgent needs, and should be paid off in full by your next salary.Be sure that you can pay off the loan before you apply for it. Borrow only small amounts and pay them off as soon as possible. Don’t get a payday loan just for the heck of it, or to pay for regular household expenses. Doing so can lead to an endless cycle of borrowing and spending that can lead to financial disaster.Payday loans are easy and convenient alternatives to personal and bank loans. So if you need money quickly and don’t like the hassles of paperwork, avail of a payday loan. Just be sure to choose your lender wisely and to pay the loan on time.
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